F.A.Q.s
What Time Will The Advisor Call Me? – Your qualified advisor will generally call sometime during the daytime or early evening depending on when you fill out the form. It could be very soon after you complete the form or it could be up to a few hours.What If I Am Busy When They Call? – No problem, politely tell them that you are interested in discussing your health insurance options but are unavailable to talk right now. If you can suggest a time that would be more suitable then that would be great and they will call you back then.Will There Be Any Hard Selling? – Your advisor will be FAS authorised and an expert in the health insurance market and their main aim is to save you money while getting you optimum cover. However, they should remain polite and respectful of your ultimate decision at all times.
What Is Health Insurance
Health insurance, often referred to as private medical insurance (PMI), is a policy that can be taken out in order to cover the expenses of private medical care. It allows an individual to receive medical attention outside of the NHS and can cover family members too.
What Are The Advantages?
Private medical care comes with several advantages:
Get attention and treatment quicker than you would on the NHS
You will often have a choice as to where your treatment will take place
You will be in more control over when the treatment happens
You might even be able to choose the specialist you see
Accommodation in hospitals might be more comfortable with many private hospitals offering private rooms
What Isn’t Covered?
Depending on the policy you choose, you may or may not be covered for local GP services or overseas treatment. A special health insurance policy is required for dental and optical work and we DO NOT offer this here at HealthInsuranceQuoter.co.uk so please do not fill in the form if you are looking for such cover. Long term illnesses that are often incurable may also not be covered by your policy and other likely exclusions include pre-existing conditions (known by you when you take out cover) and any illnesses or injuries caused by dangerous hobbies or your choice of lifestyle.
How Do I Know What Cover To Get?
With health insurance policies varying to some degree over their range of care options, it is important to speak to a qualified advisor before making any big decisions. Simply fill in the form on this page and you can get expert advice from an expert in the PMI market.
